PRIVACY POLICY

This Privacy Policy applies to Premier Insurance Brokers and its affiliates, we are committed to protecting your privacy and maintaining the confidentiality of your personal information.

We collect your personal information to help us serve you better and more efficiently. We use your personal information to process applications, provide insurance policy coverage, respond to claims and requests, contact you regarding other products or services we think may be of interest, perform research and improve customer service.

By use of the Premier Insurance Brokers and its affiliates websites, providing personal information to one of our staff, you imply your consent to all terms of this Privacy Policy.

We advise you to review our Privacy Policy periodically for changes or updates to our Personal Information handling practices and to ensure you comprehend how your personal information may be used.

The Privacy Policy encompasses the 10 privacy principles set out in the federal government’s privacy legislation PIPEDA (The Personal Information Protection and Electronic Documents Act).

1. Accountability.

Under PIPEDA Premier Insurance Brokers are responsible for your Personal Information in our possession or control, provided to us directly my yourself or by a third party. This does not include the name, title or business address or telephone number of an employee of an organization, or information made available in public records.

If at any time you have a concern or questions about the handling of your Personal Information, contact our privacy officer at the below
Ryan Fowler
780-439-5927
[email protected]

2. Identifying Purposes.

We collect, use or disclose your Personal Information as required to

• Confirm clients and prospect’s identity, manage our and your risk against fraud.
  Premier Insurance Brokers and other organizations that we disclose your Personal Information to may use your Personal Information to verify your identity and to detect and prevent fraud. If the information is inaccurate or fraud is identified or suspected, your Personal Information can be disclosed to law enforcement, investigators, insurers or fraud prevention agencies, and we or they may store and use your Personal Information for further investigation and record keeping purposes.
  
  
• Applications.
  We will use and disclose your Personal Information provided to use to provide quotes for insurance products, provide renewals and underwrite policies.
  
  
• Deliver and service products that you have requested or implied to have wanted from us.
  We will use or disclose your Personal Information as required to provide you with products or services from us are affiliates or suppliers and to notify of any changes to such products.
  
  
• Comply with regulatory and legal requirements as otherwise permitted by law.
  Your Personal Information is used by Premier Insurance brokers and its affiliates, to comply with our legal or regulatory obligations related to the detection and prevention of money laundering, terrorist financing or other criminal offences, communicate with our regulators or conduct regulatory reporting. This could include disclosing some of your Personal Information to third parties, courts, regulators or law enforcement agencies in connection with enquiries, proceedings or investigations both in and outside of Canada.
  
  
• Additional products and services. Your Personal Information maybe provided to offer other products or services that we or our affiliates believe may interest you. If you do not wish to be contacted with offers for other products and services, please contact us.
  
  
• Communicate with you. We use your Personal Information to communicate with you by telephone, email, SMS/Text, chat systems or mail. We may record telephone calls and other interactions in part of providing our services, ensure quality, comply with regulatory bodies, laws and to prevent fraud or crime.

3. Consent.

By contacting Premier Insurance Brokers and our affiliates for services or products your consent to the ongoing collection, use and disclosure or your Personal Information. Your consent may be expressed verbally, written or implied. If you wish to withdraw your consent, you can contact us. Unless the collection of your Personal Information is required by law.

4. Limiting Collection.

We collect your Personal Information that is reasonable and required to do business with your or is required by law.

5. Limiting Use, Disclosure and Retention.

We will use or disclose your Personal Information for the purposes for which it was collected, unless implied or expressed consent or as required by law.

We may disclose your Personal Information to third such as:
Insurers, brokers, agents, adjusters, lawyers, industry databases, government agencies, marketing agencies, reinsurers, other vendors, including regulatory or law enforcement authorities, payment vendors, credit and consumer reporting agencies, health information networks and healthcare providers, investigators, cloud service providers and our affiliate companies.

These providers and partners are subject to PIPEDA and privacy requirements.

Company Transactions.

We may sell, merge, acquire or reorganize parts of our business or with a third party. In doing so we may share your Personal Information as deemed necessary

Your Personal Information that is associated with such parts will be reviewed as part of our due diligence and on the conclusion of reorganization or sale, will be transferred to the party.

Outside of Canada.

Premier Insurance Brokers may use out of Canada service providers, partners or other related business to collect use and store your Personal Information.

6. Accuracy.

We are committed to maintaining your Personal Information to ensure it is accurate, complete and up to date. If you discover inaccuracies, contact us to review.

7. Safeguards.

We use and maintain physical and electronic measures to reasonable protect your Personal Information against theft, fraud, unauthorized access and other losses.Premier Insurance Brokers may use out of Canada service providers, partners or other related business to collect use and store your Personal Information.

8. Openness.

Our Privacy Policy may change from time to time and recommend that you check this Privacy Policy for the most recent version. Of you can contact our Privacy Officer Ryan Fowler at 780-439-5927 with any questions.

9. Individual Access.

Upon request, we will inform of the existence, use, and disclosure of your Personal Information and give access to that information, unless it cannot due to legal or security reasons, contains information about other individuals or cost preventative reasons. An individual shall be able to challenge the accuracy and completeness of the information and have it amended as appropriate. To request to review or verify your Personal Information, please contact us at 780-439-5927.

10. Challenging Compliance.

For any challenges or questions or concerns related to our PIPEDA Compliance, please contact us.